Last week MSN had this article on their Money page: The Child-Care Crisis. I found it interesting because we've been facing some decisions regarding child care lately and it was something I've been meaning to explore on this blog.
Here is our child care story:
When Owen was born, we were a two-income family living in Raleigh, NC, a good-sized city in the larger metropolitan area known locally as the Triangle (made up of Raleigh, Durham, and Chapel Hill, as well as a number of smaller towns absorbed by the rampant growth). This area is a large technology area, with a specific concentration of large companies in an area between Durham and Raleigh known as Research Triangle Park. Here Paul worked as a design engineer for a telecommunications company, making good money with good benefits (generous vacation time, good health insurance, 401k, and the like). I was working for a nonprofit organization that was growing and busy and paid fairly well for the field. We had our house mortgage but no other debt. Our cars were paid off, our educations paid off. Every month we spent what we wanted on our credit cards and paid them off at the end of the month--using them as true charge cards.
Then Owen came along. I had twelve weeks of maternity leave (unpaid) and then had to go back to work. So I began searching for daycare. In Raleigh, this was easy--there are daycare centers on every corner and multiple branches of every major child care organization to choose from. I chose a Bright Horizons center near our home. It cost slightly more than our mortgage. Oh well, we thought, that's the price of good child care. Plus, we could afford it.
Even when Paul became ill and we had to live on his disability for a while, we kept Owen at Bright Horizons. Mom came to stay with us to help us in the evenings and weekends since, at the time, my job required me to have 24-hour on-call days four-five days a week. I kept Owen at Bright Horizons because 1) I thought the social interaction of the day care setting was good for her; 2) I thought that the folks at Bright Horizons would do things with her to stimulate her development that I would not know to do or know how to do; and 3) I did not want to impose on my mom and ask her to keep Owen (who was six months old at the beginning of the ordeal) full-time.
Then we made our choice to cut our income significantly and move to Western North Carolina, to a much smaller town. (Those of you who have been reading this blog for a while know the whole story.) I had also been thinking for a while about trying to stay home with Owen. I was a bit disillusioned with Bright Horizons--the size, the number of kids, the lack of interest on the part of some teachers.
So, in July of 2005, I quit my job, took Owen out of daycare, and my mom came home. In August of that same year, Paul moved to WNC and began his new job teaching. He lived with my Dad and Owen and I stayed in Raleigh trying to sell our house. By Fall, Paul was working hard to make his way in a new field, I was going stir crazy alone 24-7 with a toddler, the house wasn't selling, pressure was building, and we were arguing every time we saw each other.
So Paul found a rental for us and we moved, so that we could be together. Dad got me an interview with the community college; they were willing to give me a try part-time starting in January, 2006; and by-the-way there happened to be a day care center at the college. And they had an opening for Owen. And the cost was half what we were paying in Raleigh.
Of course, our income was also half what it was in Raleigh.
Still, all was well, and things were working out. So we decided to try for another baby.
We finally sold our house, found a new one, and discovered we were pregnant the same day we moved in. Being part-time, my job was flexible and I found I could pick up more classes earlier in the pregnancy so that I could teach fewer classes later in the pregnancy. Mom was an hour away in case Owen needed to stay home from school for any reason. My dad, too, was available to help with child care and transportation on snow days or sick days or just because.
Again, all was well. And then...
I started looking into options for child care for the baby. The day care center at the community college only takes children over 1 year old. Same with the child care lab at the University where Paul teaches. Same with every child care center run by the local child care commission, which runs all of the five-star facilities. I started calling home-based child care referred by the state licensing agency. Most sort of sniffed as if I should be crazy to even ask about an opening. As my pregnancy progressed, I was coming up with nothing.
Then came my mom in shining armor upon her white horse. She offered take care of the baby for a few months. After all, Barrett was due in the mid-term of the Spring semester and it would only be eight weeks. So, we accepted. And mom came to stay with us during the week, arriving Monday afternoon and leaving Thursday afternoon, taking care of Barrett while I worked.
Summer came and I was able to stay home with her. Paul worked some that summer but was home early every afternoon. We kept Owen at the preschool because to take her out would mean we would lose our slot, unless we continued to pay for it. We also thought the consistency of maintaining her regular schedule was best for her.
Come Fall, I agreed to take on a full load of classes again. And I still could not find an opening for an infant. So, again, my Mom (bless her) stepped in. We aimed for Feb, 2008 for Barrett's entry into daycare. Then she would be one year old and Owen's daycare center (the one at my college) would accept her into the toddler classroom.
I got on the waiting list. I made a point of taking Barrett in with me once in a while. The teachers made a point of getting to know her (so the transition would be smoother and she would be more comfortable). All seemed to be lining up just right.
In September, we received a letter from Owen's center (one of the ones run by the local commission). It seems by their analysis, child care centers in the state are getting much more than we were paying. In fact some areas of the state they are getting more than twice what we were paying for Owen. So, they were raising the their prices. For toddlers between 1-3 the price went up by half. Half! That's the amount we were paying already plus another half of that! For children in the preschool classroom (where Owen is now) the amount rose by a third. Effective November 1--Merry Christmas to the family.
[Now, yes, I do realize that child care expenses increase and so rates must increase. That the teachers must be paid fair wages for all the work they do. What I resented was the wording of the letter which implied that one of the major reasons for the increase was that other centers in the state were getting away with significantly higher prices. Never mind that those centers are located in cities where the average family income is significantly higher.]
So we debated and discussed. I wanted to keep Owen there because the center is not only convenient to my work, it's in the same building. Plus changing day care is stressful on a young child and she is comfortable there. She has her friends, she likes her teachers, Dad and I are nearby, it's a community.
But what to do about Barrett. Of course, this center is the most convenient, and all of the other five-star rated centers are run by the same commission so will have the same costs. And her sister is there. And they know her and like her and can't wait to get her. But the cost of having both children at that center would be almost double the cost of my home mortgage payment. Almost double. We simply cannot afford it and pay Paul's tuition and live within our paychecks. We would have to go into debt--for child care. And that makes no sense whatsoever.
It also means that my working is useless in terms of contributing to our family finances. In fact, with both children in daycare, we are paying for me to work. Now, I choose to work for several reasons: one, to maintain my employability for the future; two, to maintain my sanity, because I do not do well at home; and three, because I like teaching and it makes me a better...me. This is my choice, my personality, my family and what works for us. However, if we are having to pay for me to work, those reasons start seeming hollow.
We've been round and round the issue as Barrett's birthday looms this week. And, after much agonizing and discussion with Mom, we have decided to keep her (Mom) on until the end of the semester. Again, she has truly become our lifesaver (can you see why I am so grateful to her?).
In addition, we've decided to take Owen out of preschool for the summer, saving at least two months of her child care costs. Hopefully, when August comes, we will have saved enough to pay for Paul's tuition and for care for both children (or we will have found somewhere cheaper). Hopefully, there will still be slots available.
So, that's our child care story, for now. As the article mentioned, this is one part of parenting they don't tell you about when you're pregnant, and many of us never realize just how difficult these decisions are until we're right in the thick of it.